Title:	Fondová schémata jako možná řešení finanční udržitelnosti dánského penzijního systému
Authors:	Pokorný, Jan Hejduková, Pavlína
Citation:	Trendy v podnikání = Business trends : vědecký časopis Fakulty ekonomické ZČU v Plzni. 2020, roč. 10, č. 4, s. 49-60.
Issue Date:	2020
Publisher:	Západočeská univerzita v Plzni
Document type:	článek article
URI:	http://hdl.handle.net/11025/42505
ISSN:	1805-0603
Keywords:	důchodový systém;systémy fondů;finanční udržitelnost;Dánský důchodový systém;ATP
Keywords in different language:	pension system;fund schemes;financial sustainability;Danish pension system;ATP
Abstract in different language:	The financial sustainability of pension systems is one of the crucial topics in the context of population aging. The issue of financial sustainability is primarily associated with public unfunded pension schemes, where there is an increase in future expenditures and a reduction in income due to the demographic structure. A possible solution to this problem is represented by the introduction of fund schemes into the design of the pension system which is recommended by the World Bank. But it brings certain risks for pension systems. An example of the implementation is Denmark, where the public fund scheme ATP exists in the first pillar and the second pillar is funded and managed by private companies. The aim of this paper is to present the Danish pension system with a focus on fund schemes and their differences with emphasis on management. This paper uses a literature review and analysis of quantitative data in the form of a time series. Data are used from Stat Bank and Forsikring & Pension. Next, the synthesis method is used to summarize the findings. The conclusions of the paper provide a basic overview of Danish pension fund schemes and can be an inspiration for possible reforms of pension systems in other countries.
Rights:	© Západočeská univerzita v Plzni
Appears in Collections:	Články / Articles (KFU) Číslo 4 (2020) Číslo 4 (2020)

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